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Prof Samapti Guha

Professor , Mumbai campus

Chairperson - Centre for Social Entrepreneurship, School of Management and Labour Studies

M.A. in Economics (University of Kalyani), U.G.C NET JRF., Ph.D. in Economics (Jadavpur University, Kolkata), Sir Ratan Tata Post Doctoral Fellow (London School of Economics and Political Science, U.K)

Dr. Samapti Guha is working as a Professor and Chair Person at the Centre for Social Entrepreneurship, School of Management and Labour Studies, Tata Institute of Social Sciences , Mumbai. She is a Development Economist and has done her PhD in Economics from Jadavpur University in 2004. After her PhD, she worked as a Researcher in the area of Microfinance and Development Economics in reputed Institutions such as Indian Institute of Dalit Studies, New Delhi and Institute of Rural Management Anand (IRMA), Gujarat. In 2006 she was selected as Sir Ratan Tata Fellow at the London School of Economics and Political Science, UK for her Post Doctoral Study. In 2007, she has joined Tata Institute of Social Scinces and launched a new MA programme in Social Entrepreneurship and has run the Centre single handedly for three years. She along with his colleague Prof. Satyajit Majumdar set up Social Incubation Centre at the Centre for Social Entrepreneurship, School of Management and Labour Studies, Tata Institute of Social Sciences , Mumbai supported by UGC in 2011. Her areas of research are Microfinance, Women Micro entrepreneurship, Social Entrepreneurship, Child Labour Issues, Financial Literacy, Financial Capability  and Financial Inclusion. She is teaching courses like Microfinance, , Micro Economics, Economic orientation of Strategic Management, Macro Economics and Development Economics. She has published articles in National, International journals and in Books. She has attended more thean twenty National and International Conferences.

Research Areas


Micro Entrepreneurship

Social Entrepreneurship

Development EConomics

Financial Inclusion

Financial LIteracy and

Financial Behaviour


Efficiency and Mission Drift—Debate Revisited in Indian Context in Women's Entrepreneurship and Microfinance, edited by Neogi, Chiranjib, Bhandari, Amit Kumar, Ghosh, Sudipto, Springer (2017), co-authored with Chandralekha Ghosh.


An Exploration of the Financial Practices of Tribal Community in Jhabua, India, Development in Practice, Vo. 27:6,pp: 801-812, Routledge, Taylor &Francis, Co-authored with Hemangi Patel and Nadiya Parekh (2017).

Knowledge in Microsocial Milieus: the Case of Microfinance Practices among Women in India, Journal of the Knowledge Economy, Vol 7, No. 1, March (2016), Springer co-authored with Arvind Astha, Chandralekha Ghosh and Frank Lentz.

Does Institutional Framework of MFIs matter in the Economic Benefit of Clients? Evidence from Urban Slums in Mumbai, Economic and Political Weekly, June 20, 2015, Vol No. 25, co-authored with Chandralekha Ghosh.


Determinants of Profitability of the Microenterprises led by Women Micro Entrepreneurs: Evidence from Mumbai Slums, International Journal of Entrepreneurship and Small Business, Vol 25, No. 4(2015), pp. 455-473, Inderscience Publishers, co-authored with Chandralekh Ghosh.
Technology, Innovation and Social Change, edited by Satyajit Majumdar, Samapti Guha and Nadiya Marakkath, Springer, 2015.

Creating Social Change Through Entrepreneurship Education: An Effectuation Model at Tata Institute of Social Sciences (TISS), Mumbai, India (co-authored with Yaso Thiru and Satyajit Majumdar) in edited volume titled ‘Technology and Innovations for Social Change, Springer, 2015.

Relevance of Microfinance Services for Micro-Entrepreneurial Growth: A Case Based Discussion on Indian Microfinance Models along with Nadiya Marakkath in edited volume titled ‘Technology and Innovations for Social Change, Springer, 2015.



Do Micro Enterprises choose Microfinance Institutions to meet their Financial Needs? Evidence from Mumbai Slums, Journal of Developmental Entrepreneurship, Vol. 19, No. 3 (2014), World Scientific, co-authored with Chandralekha Ghosh.

Impact of child labour practices on educational attainment among the children in Ambujwadi, Mumbai, Indian Journal of Labour Economics, April-June, 2014 along with Hemangi Patel.

SME Growth and Influence of Internal and External Environmental Factors, in Journal of Entrepreneurship and Innovation, 2013, Springer, 2-15, along with Priya Gupta and K S Subramanian.

Microfinance for Microenterprises: An Impact Evaluation of Self Help Groups, NABARD,2010.

The Role of SHGs as Micro Financial Intermediaries: A study in Sabarkantyha District of Gujarat, Journal of Rural Development, Vol. 29, No. 4, pp. 399-423, October-December 2010.

An Overview of SHG Bank Linkage Programme and Role of NABARD, in NABARD’s Contribution on Socio-Economic Development in Rural Areas, edited by Pritimoy Majumdar, Basudeb Chakraborty and Krishnendu Pal Choudhury, Alochana Chakra, August 2010.

Remittances and Micro Finance: Opportunities and Challenges for Development Finance, International Journal of South Asian Studies Vol. 3 (1). pp. 82-101, Jan-Jun 2010.

Impact of Competition on Microfinance Beneficiaries: Evidence from India, Asia Research Centre Working Paper 21, London School of Economics, 2007, http://www.lse.ac.uk/collections/asiaResearchCentre/WorkingPapers.htm.

Possibility of Default and Sustainability in a Random Rosca, Artha Vijnana, Vol 48(1-2), pp 146-164, 2006.

Repayment Performance of Rosca – An Evidence from West Bengal in Studies in Macroeconomics and Welfare, edited by B.B.Bhattacharya and Arup Mitra, Academic Foundation, 2005.

Micro-Credit For Income Generation: The Role of Rosca, Economic and Political Weekly, Vol XL No.14; April2-8, 2005.

Microfinance based Disaster Preparedness: A mid-Term Evaluation of Disaster Mitigation Fund (DMF) of CARE.

Microfinance based Disaster Preparedness: An Evaluation of Financial Access for Improved Rehabilitation (FAIR) Project of CARE.

Performance of SHG-Bank Linkage Programme: Experience from Karnataka and Gujarat, Joint project of IRMA, Anand and ISEC, Bangalore.

Impact Assessment of Micro enterprises on SHG members, NABARD.

Need Assessment of the community for Maharashtra Refineries Private Limited for Corporate Social Responsibility.

Social Audit of HPCL CSR Projects, 2010-11.

Jhabua Microfinance Project, sponsored by DBS-TISS Social Entrepreneurship Programme, 2012-13.

“Women in Management: A Study of Women Representation at Management Level in Mumbai”, sponsored by ICSSR, March 2013 to September 2014.

“Impact Assessment Study on Financial Literacy Programme of ANZ Bank” , sponsored by Samhita Social Ventures, Mumbai, April 2013 to June 2013.

Need Assessment and Base Line Survey for CSR projects in Madhya Pradesh, Maharashtra and Tamil Nadu for L&T Finance Limited – a company in India (with Prof. Satyajit Majumdar and a team), 2014-15.

Impact Assessment Study on Financial Literacy Programme of ANZ Bank” , sponsored by Samhita Social Ventures, Mumbai, October 2014 to December 2014.

Need Assessment Study of Women Entrepreneurs in Rural Bengal supported by SHRREOSHI, from 2016 to the present.

Financial Stability of South Asian Microfinance Institutions, 2017-18.



Social Entrepreneurship.


Development Economics

Labour Economics

Quantitative Research Methodology



Email: samapti[at]tiss[dot]edu

Professor and Chair

Centre for Social Entrepreneurship

School of Management and Labour Studies

Tata Institute of Social Sciences

V.N.Poorav Marg, Deonar

 Mumbai-400088, India.

Phone: +91-22-2552-5814

Mobile: +91 9819462418